Readers Question:
I have never been late on making payments for my car insurance here in Los Angeles, California but lately, I have been through financial difficulty. What could happen in case I am late on my car insurance payments?
Nelson
Los Angeles, CA
Even if you are only one day late with your payment for your car insurance in Los Angeles, California, your insurance provider could drop your policy and they will not necessarily reinstate your policy once they have your payment. Moreover, if your car insurance policy is cancelled, you could pay more on comparable policy or worse, have difficulty being insured. Every state has laws concerning the cancellation of your car insurance policy. A car insurance carrier would almost always have the ability to drop your policy on its midterm or non-renew it if you dont make the payment on time.
On the other hand, most car insurance companies value you as their customer and would not cancel your policy if you are only a few days late. But some insurance providers may take advantage of that and kick you of their rolls if you are constantly late with your payments or if they decide that you are a risk and they dont want to insure you anymore. If you have already passed the date of cancellation, an insurance company could ask you to pay the rest of the balance due for the full term before they reinstate your car insurance.

More info about >>> Read more...

Reader’s Question:
Good day! We are hoping you can help. While searching on the internet, we came across a rider called Medical Payments Coverage. What can you tell us about medical or health insurance in Central Coast California CA?
Martha and Allen
Central Coast, CA
Thanks for your query. Medical payments coverage is a handy rider to acquire in Central Coast California CA. Medical payments coverage could be purchased as part of your auto insurance policy. For complete details about medical payments coverage, please contact your auto insurance agent.
The medical payments coverage deals with payments for all medical expenses resulting from an auto accident. This rider is not fault related. With the medical payments coverage, you and your passengers may get proper medical care and be secure that all the bills will be paid even if you are at fault. Peace of mind is one of the real attributes of medical payments coverage.
Under this liability rider, all necessary visits to physicians, hospital visits including extended stays, x-ray and surgical costs and emergency vehicle transport and related expenses are covered. Again, with personal injury protection, all passengers of the insured auto are covered. Personal injury protection in Central Coast California CA takes a primary role in medical expenses so that your medical insurer is a secondary payer.
If you want to get a good comparison of the rates in California area, you can try to use websites that offer free quotes for health insurance online. This specific website can help you do that too by simply filling out the relevant form that you see in this page. I strongly suggest you to do that since there will be so many choices out there and you do not want to buy one which will over charge you for everything.

Read more... <<< hot news